INDEPENDENT LAB NOTES / 2026

Things I build
to think.

Small working explorations of trust, context, and control.

How much autonomy should software have over money?

An original, brand-neutral concept built for this portfolio. The agent proposes; a person grants a bounded permission; the system records what happened. It is independent of BECU work.

AGENT PERMISSIONS / ORIGINAL CONCEPTSIMULATION · NO MONEY MOVES

Save a little.
Keep the final say.

Move $250 to Rainy Day, with a $1,000 minimum left in Everyday.

Everyday after transfer
$1,250 projected
Protected minimum
$1,000
Authority
One transfer, with confirmation

Nothing happens until you confirm.

OBSERVATION FROM THE PROTOTYPE

A permission needs a beginning and an end.

Confirmation is only one state. Revocation, cancellation, and consumption of a one-time permission also need to be visible. The receipt keeps those transitions understandable.